New York State Emergency Rental Assistance Program (ERAP)

COVID-19 Information: What’s Changed? What Do You Need to Know?

New York State Emergency Rental Assistance Program (ERAP)

ERAP applications are currently being accepted. You may apply on the OTDA website.

 

The Office of Temporary and Disability Assistance has released the following information regarding the availability of ERAP funds:

 

Important Note for New ERAP Applicants

Total requests for assistance exceed available federal funding for the Emergency Rental Assistance Program (ERAP). Due to a court order, applications for ERAP will be accepted statewide January 11, 2022 at 10 p.m. There is currently no federal funding available to provide assistance in most areas of the State. Therefore, applications will only be reviewed and considered for funding if additional funds become available, except in the areas listed below.

 

Specific Jurisdictions with Projected Available Funding

Funding and eligibility is not guaranteed, but funds are projected to be available for the following areas of the state where allocations have not been exhausted and tenants in these areas are encouraged to apply.

  • Dutchess County
  • Nassau County (not including the towns of Hempstead or Oyster Bay)
  • Niagara County
  • Oneida County
  • Saratoga County
  • Suffolk County (not including the towns of Babylon, Brookhaven, or Islip)
  • Westchester County

Areas are expected to be removed from the above list as funds are exhausted. Niagara and Westchester County will be removed from the above list on Wednesday, January 12, 2022.

In addition, households in any part of the state with income over 80 percent and up to 120 percent of area median income can still apply for state-funded emergency rental assistance.

 

Where You Can Receive Immediate Assistance

Households who need immediate assistance with help paying for rental arrears, ongoing rent, food or providing heating assistance may apply for assistance through:

  • Their local department of social services office.
  • For areas outside of New York City: myBenefits
  • The United Way Helpline, which has access to various local services throughout the state. They can be reached by phone by dialing 211.
  • New York City residents can obtain information on various local services by calling 311.

 

Tenant Protections

Please refer to the ERAP FAQ’s for an explanation of the tenant protections associated with ERAP.

For more information on ERAP, please refer to the OTDA ERAP website here.

 

 

Am I Eligible?

You may be eligible for assistance to pay your back rent (beginning March 13, 2020 and up to 12 months) if you are a renter who:

  • Is obligated to pay rent and has rental arrears (rent overdue)
    1. Must show proof of residency and rental obligation (e.g., a lease)
  • Is at risk of homelessness or housing instability
    1. This can be demonstrated by having rental arrears owed on or after March 13, 2020
  • Has received unemployment benefits on or after March 13, 2020 OR has experienced a reduction in income, incurred significant costs, or experienced other financial hardships due, directly or indirectly, to COVID-19
    1. You will have to attest that you meet this criteria when completing the application
  • Has a household income at or below 80% AMI
    1. Find out if you meet this qualification by viewing this chart: AMI CHART
    2. You must provide proof of your income. It can be based on your current monthly income (submit paystubs from the prior months, or an unemployment benefits letter) or your yearly/annual income from calendar year 2020 (submit tax return, W-2s, etc.)

 

Please see the Renter’s Checklist for other documents you may need to apply: https://otda.ny.gov/programs/emergency-rental-assistance/Renter-Checklist.pdf

 

Households eligible for rental arrears may also be eligible for helping paying utility arrears at the same rental unit.

 

Applying for NYS ERAP may:

  • Prevent you from being evicted
  • Pause your eviction proceedings until a determination is made on your NYS ERAP application

 

If you are deemed eligible for NYS ERAP, your landlord:

  • May not be able to raise your rent for a year following payment of NYS ERAP funds
  • May not be able to evict you due to an expired lease or holdover tenancy for 12 months after the first NYS ERAP payment is received
  • May need to waive any late fees associated with your back rent
  • Must notify you of the above

 

You may ALSO be eligible for 3 months of future rent payments if your rent is more than 30% of your monthly income

 

This program is NOT available to homeowners