New York State Emergency Rental Assistance Program (ERAP)

COVID-19 Information: What’s Changed? What Do You Need to Know?

New York State Emergency Rental Assistance Program (ERAP)

The Office of Temporary and Disability Assistance has released the following information regarding the availability of ERAP funds:

 

Important Update on ERAP

Total requests for assistance exceed available federal funding for the Emergency Rental Assistance Program (ERAP).

As of November 14, 2021 at 10:00 p.m. applications for ERAP are only being accepted in the two categories listed below. Funding is not guaranteed.

  • Tenants in the following areas where allocations have not yet been exhausted may apply for ERAP: Dutchess County, Nassau County (not including the towns of Hempstead or Oyster Bay), Niagara County, Oneida County, Saratoga County, Suffolk County (not including the towns of Brookhaven or Islip), and Westchester County (not including the city of Yonkers).

    Areas are expected to be removed from the above list as funds are exhausted.

  • Households in any part of the state with income over 80 percent and up to 120 percent of area median income can still apply for state-funded emergency rental assistance.

The screening questions at the beginning of the ERAP application will determine if you are eligible to apply. Property owners/landlords may continue to complete owner accounts and previously submitted tenant applicants may continue to upload required documentation.

Additionally, landlords in any part of the state with a tenant who has declined to submit an application for the Emergency Rental Assistance Program, or has vacated with arrears, can still apply through the Landlord Rental Assistance Program (LRAP). Though funds for LRAP are fully committed and all applications submitted may not be funded, OTDA will continue to accept LRAP applications through November 20, 2021, as established by law.

If you would like to be notified of possible future opportunities to apply for the New York State ERAP program, please complete the New York State Emergency Rental Assistance Program – Notify Me Form.

New York State has an eviction moratorium preventing landlords from evicting tenants who submit a hardship declaration until January 15, 2022. Tenants can submit hardship declarations to their landlords or the courts. The hardship declaration may stop a case from moving forward.

For more information, please visit: https://otda.ny.gov/programs/emergency-rental-assistance/

 

 

Am I Eligible?

You may be eligible for assistance to pay your back rent (beginning March 13, 2020 and up to 12 months) if you are a renter who:

  • Is obligated to pay rent and has rental arrears (rent overdue)
    1. Must show proof of residency and rental obligation (e.g., a lease)
  • Is at risk of homelessness or housing instability
    1. This can be demonstrated by having rental arrears owed on or after March 13, 2020
  • Has received unemployment benefits on or after March 13, 2020 OR has experienced a reduction in income, incurred significant costs, or experienced other financial hardships due, directly or indirectly, to COVID-19
    1. You will have to attest that you meet this criteria when completing the application
  • Has a household income at or below 80% AMI
    1. Find out if you meet this qualification by viewing this chart: AMI CHART
    2. You must provide proof of your income. It can be based on your current monthly income (submit paystubs from the prior months, or an unemployment benefits letter) or your yearly/annual income from calendar year 2020 (submit tax return, W-2s, etc.)

 

Please see the Renter’s Checklist for other documents you may need to apply: https://otda.ny.gov/programs/emergency-rental-assistance/Renter-Checklist.pdf

 

Households eligible for rental arrears may also be eligible for helping paying utility arrears at the same rental unit.

 

Applying for NYS ERAP may:

  • Prevent you from being evicted
  • Pause your eviction proceedings until a determination is made on your NYS ERAP application

 

If you are deemed eligible for NYS ERAP, your landlord:

  • May not be able to raise your rent for a year following payment of NYS ERAP funds
  • May not be able to evict you due to an expired lease or holdover tenancy for 12 months after the first NYS ERAP payment is received
  • May need to waive any late fees associated with your back rent
  • Must notify you of the above

 

You may ALSO be eligible for 3 months of future rent payments if your rent is more than 30% of your monthly income

 

This program is NOT available to homeowners