COVID-19 Information: What’s Changed? What Do You Need to Know?
New York State Emergency Rental Assistance Program (ERAP)
Applications can be submitted online beginning June 1st at 9:00 am on the OTDA website at OTDA.ny.gov/ERAP
Applications are currently being accepted on a first-come, first-served basis until the ERAP funds are depleted. It is important to apply as soon as possible.
Am I Eligible?
You may be eligible for assistance to pay your back rent (beginning March 13, 2020 and up to 12 months) if you are a renter who:
- Is obligated to pay rent and has rental arrears (rent overdue)
- Must show proof of residency and rental obligation (e.g., a lease)
- Is at risk of homelessness or housing instability
- This can be demonstrated by having rental arrears owed on or after March 13, 2020
- Has received unemployment benefits on or after March 13, 2020 OR has experienced a reduction in income, incurred significant costs, or experienced other financial hardships due, directly or indirectly, to COVID-19
- You will have to attest that you meet this criteria when completing the application
- Has a household income at or below 80% AMI
- Find out if you meet this qualification by viewing this chart: AMI CHART
- You must provide proof of your income. It can be based on your current monthly income (submit paystubs from the prior months, or an unemployment benefits letter) or your yearly/annual income from calendar year 2020 (submit tax return, W-2s, etc.)
Please see the Renter’s Checklist for other documents you may need to apply: https://otda.ny.gov/programs/emergency-rental-assistance/Renter-Checklist.pdf
Households eligible for rental arrears may also be eligible for helping paying utility arrears at the same rental unit.
Applying for NYS ERAP may:
- Prevent you from being evicted
- Pause your eviction proceedings until a determination is made on your NYS ERAP application
If you are deemed eligible for NYS ERAP, your landlord:
- May not be able to raise your rent for a year following payment of NYS ERAP funds
- May not be able to evict you due to an expired lease or holdover tenancy for 12 months after the first NYS ERAP payment is received
- May need to waive any late fees associated with your back rent
- Must notify you of the above
You may ALSO be eligible for 3 months of future rent payments if your rent is more than 30% of your monthly income
This program is NOT available to homeowners